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SAFCO Microfinance Company (Private) Limited

is a pro-poor financial institution committed to the social and economic empowerment of low-income households through provision of access to responsive financial offerings on a sustainable base. SMC is a subsidiary for-profit private limited company incorporated & registered with SECP as a subsidiary company of SAFCO Support Foundation as a profit oriented allowed under “7(2)C NBFC rules and regulations” and licensed as per NBFC with the scope to provide the financial and investment services under the regulatory regime.

Financial Services

SAFCO provides a comprehensive and flexible range of products and services for the valuable targeted customers envision by empowering them to enhance their businesses and livelihood with the complete end to end scalable and pre-defined core microfinance and business counselling system that allow the small entrepreneurs to achieve the high profit margins with the business innovative approaches and cost-effective methodologies.

Microfinance Plus

SAFCO integrated financial services comprises of the business counseling, financial literacy, livestock Insurance facility, Emergency Fund Facility, Value chain and market linkages, Crop Insurance Facility, Soil testing, Research and Development for farmers which creates impact to the targeted borrowers with sustainable changes in the livelihood of the targeted customers in long term.

SAFCO at Glance

Financial Indicators

No. of Branches
No. of Clients Served
Active Clients
OLP in Millions


SMCL believes on their governance. They always support & guide us
He is 22 years experienced professional in rural development as consultant and specialist with the areas of expertise in development of value chain, land reforms and livestock management. He with his versatile field of expertise conducts assessments, monitoring and evaluation in development projects as agroeconomics.
Muhammad Ismail Kumbhar
Nominee Director
Mr. Fazal Noor works as an independent development consultant. He is a research professional and economist with a broad range of social & economic development experience including housing, agriculture, micro-finance, governance and community participation. Mr. Noor has been serving in the capacity of member board on many reputable organizations.
Fazal Noor
Independent Director
He is a Senior Microfinance and Rural Development professional with more than 37 years of experience. He has represented the sector at different national and international professional training/courses, workshops, seminars, and international conferences throughout the world and also a founder member of PMN.
Suleman G. Abro
Nominee Director
Faheem is a highly respected international Tech Leader with expertise in Digital Transformation and business model Innovation. His proven and numerous successes with worldwide business transformations comes from his belief in enabling and empowering people to execute on the change strategies. He has worked in various markets in Central Asia, Asia Pacific, and Africa (East & West Africa)
Faheem Ali Khawaja
Independent Director
Ms. Ambreen has 23 years of experience in the field of Banking, Marketing and investments industry, qualitative market research and data analytics to understand customers’ needs. She has served in the banking industry and multinational investment companies as Top level management and also served as consultant in local and international firms.
Ms. Tahira Raza has 43 years of experience in the field of Banking and Microfinance industry, qualitative market research and data analytics to understand customers’ needs, scoping and segmentation, product development, institutional diagnostics, trainings, and research specialist. She has served in the banking industry as CEO in First Women Bank , Executive Vice President in National Bank of Pakistan. Also served as Board member of many companies.

To be the leading financial institute's who provides excellent microfinance services to unbanked entrepreneurs and productive poor families in order to create benefits for clients, shareholders and society.
To reach unbanked and low income communities; with financial and business solutions, in a socially, economically and environmentally sustainable approaches, through the efficient use of capital, technology and human resources.

For Complains & Suggestions

Please contact our Grivence and Redressal officer
Mr. Muhammad Ayaz Shaikh
Contact: 03330200557
SECP Complain Cell