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Islamic Finance

Personal Loan

Islamic Finance

SMC offers Islamic Finance facility for individuals by providing Asset like purchasing of home appliance, Live Stock, Enterprise, Auto Finance or any other purpose. Private, Semi Government and Government employees can borrow this Islamic Finance Facility on individual basis to fulfil their Business needs through Islamic way.

Key Features

  • Islamic Finance Shariah Compliance
  • Easy Islamic Finance
  • Easy Installments
  • Business Facilitation on Islamic Shariah


  • Valid CNIC/SNIC
  • Age between 24 – 58 years
  • Permanent resident of the locality for 2 years
  • Permanent Employee (Having at least one year of employment/service)
  • Salary Slip and NOC (duly signed by Employer)

PKR 30,000 to PKR 1500,000 (Based on the Net Salary, Borrower Need, Cash flow)

  • Processing & Registration Fee: 0 (None)
  • Emergency Fund: 1% per Annum
  • Profit Rate: 30% of Disbursed Islamic Finance Facility per Year

6 Months/ 12 Months/ 18 Months


 In case of death/ permanent disability